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Insurance & Related Benefits
2023 Health Insurance
The City’s Third-Party Administrator for health insurance is UMR, a UnitedHealthcare company.
- UMR Enrollment & Change Form (PDF) (Submit to Human Resources Manager)
- 2023 Open Enrollment Presentation Slide
- COVID19 Benefits Flyer
- Summary of Benefits HDHP
- Summary of Benefits & Coverage, Individual & Family HDHP
- Summary of Benefits Retiree Option 2
- SBC Retiree Option 2 Individual + Family PPO
- Summary of Benefits Retiree Option 3
- SBC Retiree Option 3 Individual + Family PPO
- Find a Healthcare Provider (in or out of our network) Tool
- Preventative Medication List (100% Covered) (PDF)
- Teladoc App Instructions Brochure (PDF)
- Teladoc Website
- UMR Member Booklet (PDF)
- UMR OptumRx Pharmacy Benefits Booklet (PDF)
- UMR OptumRx Mail Service Pharmacy Program (PDF)
- UMR On The Go Mobile App (PDF)
- Medicare Part D Creditable Notice 2023 (PDF)
- Annual Health Law Notices Disclosures (PDF)
2024 Health Insurance
The City’s Third-Party Administrator for health insurance is UMR, a UnitedHealthcare company.
- UMR Enrollment & Change Form (PDF) (Submit to Human Resources Manager)
- 2024 Open Enrollment Presentation Slide
- 2024 Open Enrollment Presentation (Zoom Video)
- Summary of Benefits HDHP
- Summary of Benefits Retiree Option 2
- Summary of Benefits Retiree Option 3
- Find a Healthcare Provider (in or out of our network) Tool
- Preventative Medication List (100% Covered) (PDF)
- Teladoc App Instructions Brochure (PDF)
- Teladoc Website
- UMR Member Booklet (PDF)
- UMR OptumRx Pharmacy Benefits Booklet (PDF)
- UMR OptumRx Mail Service Pharmacy Program (PDF)
- UMR On The Go Mobile App (PDF)
- Medicare Part D Creditable Notice 2023 (PDF)
- Annual Health Law Notices Disclosures (PDF)
UnitedHealthcare Plan Machine Readable File
Through UnitedHealthcare, UMR creates and publishes the Machine-Readable Files on behalf of the City of Stevens Point. See them at Transparency-in-coverage.uhc.com
UMR Health Insurance Contacts
- Call UMR CARE: 866-494-4502 for plan-required prior authorization.
- For Members: www.umr.com or 800-826-9781
- Teledoc: www.Teladoc.com or 800-835-2362
- Claims: UMR, PO Box 30541, Salt Lake City, UT 84130-0541
- Pharmacists & Members - OptumRx: 1-877-559-2955
Vision & Dental Insurance
Vision and Dental insurance is available for those employees who average at least 20 hours per week. It is offered as single, family (employee and spouse), family (employee and child(ren)), and full family plans.
- Enrollment/Change/Waiver: Dental/Vision (PDF)
- Website: Delta Dental of Wisconsin
- 2023-2024 Delta Dental Enrollment Guide (PDF)
- 2023-2024 Delta Dental Summary (PDF)
- 2023-2024 Delta Dental Smarter Dental Plans (PDF)
- 2023-2024 Delta Dental Smarter Dental Plans - CheckUp Plus (PDF)
- 2023-2024 Delta Vision Enrollment Guide (PDF)
- 2023-2024 Delta Vision Summary (PDF)
- 2023 Dental & Vision Monthly Premiums (PDF)
- 2024 Dental & Vision Monthly Premiums (PDF)
Accident, Critical Illness, Hospitalization Insurance
Employees who average 20 hours per week or more are eligible to participate in a plan provided by MetLife.
- MetLife Insurance Plan Highlights (PDF)
- Accident Insurance Summary (PDF)
- Accident Insurance Policy (PDF)
- Critical Illness Insurance Summary (PDF)
- Critical Illness Insurance Policy (PDF)
- Hospitalization Insurance Summary (PDF)
- Hospitalization Insurance Policy (PDF)
MetLife Contacts
Call MetLife at 800-638-5433
Health Savings Accounts
The City of Stevens Point health plan is considered a Qualified High Deductible Health Plan (HDHP) under IRS Code Section 223 (c)(2), allowing individuals who participate in this health plan to establish a Health Savings Account (HSA) for unreimbursed health care expenses. Each year at Annual Enrollment, when employees enroll in the City's HDHP, they may make an election to have a portion of their pay deducted, prior to taxes, for deposit in their HSA.
An employee's pre-tax deduction will be assumed to be the amount they wish to have deducted each pay period unless they complete a Change Request Form (See Below). Employees may change the amount elected for deposit at any time by completing the Change Request Form and submitting it to payroll. The change will be implemented in the next pay period.
In the event an employee enrolls in the City's HDHP and does not elect a pretax deposit when they initially enroll for coverage or during the Annual Enrollment period, they may make a deposit election at the beginning of any calendar quarter.
Employees also have the ability to make deposits to their account at any time, although this will change the process for receiving the resulting tax benefits. Employees should consult a tax professional for details.
The City transfers all deposit deductions to Nicolet National Bank on behalf of its employees. Amounts in these accounts are available at the employee's discretion to pay for tax-deductible health care expenses, as outlined in IRS Publication 502, Medical and Dental Expenses. The accounts are self-administered and are subject to IRS audit, so substantiation or evidence of health care expenses should be maintained.
- HSA Info on the Nicolet Bank Website
- Nicolet Bank Online Banking Website
- HSA FAQ & Digital Banking Enrollment (PDF)
- 2023 HSA Enrollment-Change Form (PDF)
- 2024 HSA Enrollment-Change Form (PDF)
- Examples of HSA Eligible Expenses (PDF)
- Nicolet Bank HSA Form (Submit PDF to Human Resources Manager)
Health Savings Account Contacts
Nicolet National Bank
Phone: 715-254-3400
Hours: M–F 8:30 a.m. – 5:00 p.m.
Nicolet National Bank Website
Address: 5517 Vern Holmes Dr., Stevens Point, WI 54482
Section 125 / Flex / Benefit Advantage
- FSA Claims Filing Options Brochure (PDF)
- Flexible Spending Account (FSA) Claim Form (PDF)
- Section 125 Flexible Benefit Plan Notice of Privacy Practices (PDF)
- FSA Expense Worksheet (PDF)
- Over the Counter Product Guide (PDF)
- Debit Card Carryover Provision FAQs (PDF)
- Prepaid Benefit Card Substantiation Guide (PDF)
- Dependent Care FSA (PDF)
- Health Care FSA (PDF)
- Limited Purpose FSA (PDF)
- DBS Mobile App Infomation (PDF)
Diversified Benefit Services Inc. Contacts
Toll Free: 800-234-1229
Fax: 262-367-5938
Website: https://dbsbenefits.com/
Address: PO Box 260 Hartland, WI 53029
Worker's Compensation Insurance
Cities & Villages Mutual Insurance Co. is the City's Worker's Compensation Insurance provider.
Cities & Villages Mutual Deferred Compensation Contacts
Phone: 262-784-5666
Fax: 262-784-5599
Address: 9898 W. Bluemound Rd., Wauwatosa, WI 53226
Group Life Insurance
Group life insurance is available to those who want to participate in the State group plan. The face value of the policy is your annual income rounded to the next thousand. You can also purchase spouse and dependent coverage. The City also provides a life insurance policy for each employee that has a face value of $5,000. The life insurance benefit differs for Utility Employees on the Central States Plan.
- Group Life Insurance Booklet (PDF)
- Address/Name/Gender Change Form (PDF)
- How To Fill Out Beneficiary Designation
Income Continuation Insurance
The City offers this insurance through the State of Wisconsin. The City pays the entire premium for a 180-day elimination period. If the employee so desires, they can “buy down” the elimination period by paying a portion of the premium.
Other Resources
- Medicare, Individual Health Plans, & Financial Services Contacts (PDF)
- Paper copies of many of the documents listed on this page are available from the Human Resources Department.
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Sandy Frasch
Human Resources ManagerPhone: 715-346-1594
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Personnel / Human Resources
Physical Address
1515 Strongs Avenue
Stevens Point, WI 54481
Office Hours
Monday - Friday
7:30 am - 4:00 pm
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City Employees - EAP Newsletter
Anxiety is difficult to navigate because it can be there for good reasons - to warn you of danger and help you escape, protect yourself, or withdraw to conserve energy. The November EAP Connection Newsletter contains tips for coping with anxiety. See the EAP Newsletter (PDF)
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